Regulatory & Competition Lawyer - Leading Payments Company
Substantive Legal Experience
Legal Staffing
Aug 18, 2026

Information about the business and team
One of the world's leading payments companies. The fintech serves over 430 million account holders and operates in more than 200 markets across 100+ currencies. We have a long-standing relationship with this organisation, and contractors play key roles across its global legal teams.

This role sits within the UK/EMEA Legal function and will support the business on financial services regulatory, competition, and payments law matters. It is a highly collaborative role, working closely with compliance, government relations, product, communications, and international legal colleagues on multi-jurisdictional matters.

What does the client need help with?
Our client is seeking an experienced regulatory and competition lawyer to support the UK/EMEA Legal team on a broad range of financial services regulatory, payments, competition, enforcement, and policy matters.

What will the role involve?
This is an exciting opportunity for a senior LOD with the right regulatory and competition law expertise to hit the ground running and make a measurable impact over a 12-month engagement. Key responsibilities will include:

  • Advising on obligations arising under UK and EU financial services and payments regulation, including FCA-regulated activities, PSD2/Strong Customer Authentication requirements, and consumer protection obligations.
  • Leading and coordinating responses to regulatory investigations, enforcement proceedings, statutory notices, and regulatory information requests.
  • Managing internal fact-finding exercises, document preservation activities, and defence strategy workstreams in partnership with compliance, government relations, and business stakeholders.
  • Assessing competition law risks in commercial and strategic partnership arrangements, including exclusivity, scheme, and merchant agreements, and advising on risk mitigation strategies.
  • Supporting responses to competition authority inquiries and information requests.
  • Developing policy positions and supporting engagement with regulators, government bodies, and industry associations.
  • Drafting and reviewing regulator-facing submissions, position papers, and briefing materials.
  • Managing external law firms on complex regulatory, competition, and litigation matters, including oversight of scope, budget, and quality of advice.
  • Providing legal analysis and guidance in relation to cybersecurity incidents, data breaches, and significant fraud events, including consideration of regulatory notification requirements.

What skills do they need?

  • 8+ PQE in financial services and/or competition law.
  • England & Wales qualified (or equivalent).
  • Financial services regulatory and/or competition law experience.
  • Experience managing or supporting regulatory investigations, enforcement processes, and contentious regulatory engagements.
  • Strong knowledge of UK and EU financial services and payments regulation.
  • Experience instructing and managing external counsel on complex, multi-workstream matters.

Work Pattern
Full-time

Location
Remote or Hybrid

Start Date
Immediate

Duration
12 months

IR35 Status
Employed